How to buy a great new home without bank qualifying or large down payment
We sell and rent homes we own. Discover how to move into a new home fast regardless of credit, job history or provable income... even with no money down.
Buy a Home without Bank Qualifying
We're professional real estate investors. Each month we offer a list of properties we own "for sale by owner" or for rent. If you're looking to move into a new home (or buy investment property) we can offer some very attractive and popular Buyer Programs that can help solve many of the biggest challenges home buyers face today, especially during these unpredicted economic times.
Creative Financing Programs
The programs available for a property are unusually mentioned in the description when it's added to our list of homes available. Some buyer assistance programs are not based on the property but are instead available or recommended based on your unique situation. Join our VIP Buyers List and we'll work to match you up with a property that meets you needs and desires.
Here are some of our popular Buyer Programs that might help get into the property you want to buy or rent…
- The flexibility we have with the specific property you want, and
- Which other programs we're also applying to make our deal work for you
Rent Now, Close Later
If you want to buy one of our homes but need time before closing with owner financing or a permanent bank loan, we can usually rent it to you until you close. That could be a few weeks to a few years, whatever will support you. Many times we can apply part of your monthly rent towards your purchase so you can build equity over time -- until you close.
Do you have little or no money to put down to buy a house?
Depending on the property (and your situation) we might be able to let you build up a down payment over time. Then you'd rent the home until you close with traditional bank financing or with our flexible owner financing. We also offer the Sweat Equity and Trading for Equity programs below....
This is a great opportunity to build equity or down payment doing the work yourself -- or hiring your own contractors. Complete the repairs or remodeling before you move in, or sometimes after. Plus… you'll get to fix it up the way you it to be... a nice option, since it will be your home!
Check out our current list of properties for sweat equity opportunities available now. If you don't find one (they go fast) be sure to join our VIP buyers list today.
We'll consider anything that's desirable and of value to us -- including professional services, vehicles, etc. First find a home you want from our list available homes and let's talk. If we don't have one you're interested in now, join our VIP Buyers List to receive priority updates and claim your FREE Gift Card.
There are still ways to buy a home from us with no money down, even after all the new rules imposed since banking and credit crisis began. If you can qualify now for FHA or VA financing, there are approved methods that allow us to sell to you with no money down. Or we can get you into a home now without making a cash down payment with our trading for equity or sweat equity programs described above.
When can you qualify for a new FHA, VA or conventional loan? Call us today or submit a Home Buyer Interest Form and upon request we will refer you to a licensed residential mortgage professional who can pre-qualify you now -- or help you create a game plan for getting a home loan later.
- Fix up your home -- how you want
- Build equity each month -- even if renting until you close later
- Receive bigger tax refunds -- by deducting mortgage interest
- Lock-in the purchase price -- for potential appreciation
- Build, improve or establish your credit
- And more!
Improve or Repair Your Credit
- Clear up marks on your credit report
- Take care of outstanding bills
- Establish more time on a job
- Prove self-employment income
- Cash out of an investment
- Sell your current home
- Or whatever else time will do for you
Find a Good Mortgage Broker
They should help you establish a game plan for improving your ability to qualify, and can sometimes help you boost up your credit scores.
Submit a Home Buyer Interest Form if you want names of a few mortgage brokers we've had good experiences with. The good news is that you can be working with a professional on getting a future loan while living in your new home!
Join our VIP Buyers List and Claim a Free Gift Card!
1) Submit a Home Buyer Interest Form and be added to our buyers list
2) Follow the steps to claim your Free Gift Card
3) We'll notify you about new properties available, before advertised to the public
4) But check our List of Available Homes... we may have just the right home for you now!
Need to sell a home first before getting another?
Want to avoid making double house payments? Would you like to use the equity in another house as a down payment, even before it sells? Many of our buyers are downsizing, upsizing, relocating or seeking a fresh new start. Discover how you (or someone you know) can quickly and easily sell a home without relying on real estate agents, mortgage brokers and banks. Click here to learn more!
Looking for a Fresh Start?
Whether you want to buy or sell, you can gain peace of mind and a fresh start bouncing back after life's biggest setbacks. Click here to learn more!